desktop says:

I dream of a better world where chickens can cross the road without having their motives questioned

lifejackets? where?

The European Union presently lacks too much to have serious chances against decline and eventual collapse. Some european states have more chances than others to withstand the shock, but the lack of common policy and able leaders, promotes convergence towards a non-existent median level in the Union. Pure chaos.

Its members are all looking for growth in a zero sum game, handcuffed by a common currency without common policy. It was a recipe for disaster and a good one at that. But no member can prosper for long if too many of its partners stumble.

Europe will eventually have to look for survival and growth in its relative strengths: Knowledge, technology, culture, variety... If its Union survives the next crisis or the one after that, it might have time to do what it takes to alter its course. The lack of any strategy beyond firefighting is as evident as is the need for strategic and tactical change, towards a viable European Union.

Exercise in guerilla-capitalism

or, eurocitizens to the rescue

What if a confederation of collective professional insurance institutions from various countries of the European Union decides to found a non-governmental-organization bank to manage its member`s investments and everyday transactions? With its seat in Luxembourg (or wherever) and branches in every EU country and beyond. This Public Benefit Foundation is the owner of the bank and must contribute all profit to the public coffers. Those managed by the European Parliament, not the national governments.
What if members of the collective insurance unions in these countries transfer their salary accounts to this bank and start preforming their banking business through their online accounts in this bank: Utilities, debit card everyday transactions, bills and acquisitions.
What if this bank -by obeying to the orders of its owner- reinvests the invested insurance capital of the member-unions, plus the active balance from accounts, as well as part of the profit from its own operations, in projects directly connected to the benefit of all citizens, under strict criteria for the ethics, social benefit targets and performance, environmental footprint and so on?
What if one of the main criteria for financing business projects with the insurance union capital would be the prospect of the establishment of autonomous spin-off public banking institutions in every member-state?
What if a group of citizens' initiatives tries to secure a dominant position in the banking market, by creating commercial entities which belong to the public and contribute their profits to the public coffers? Take over a major slice of total banking business (i.e. the commerce of money) under strict order to safeguard capital and deliver all profits and benefits to the common public budget.

Would such a situation mobilize the EU citizens who doubt the present arrangements in the Eurozone to use their financial leverage for the common good?